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You don't need to be a member to try our services. Just click on "START YOUR WILL" or a "TRY IT NOW" link on our home page. But you do need to create an account if you want to purchase or continue to work on your documents. They don't have to be completed all in one sitting.

LegalWills.ca vs. Willful.co

See how our Will writing service stacks up against Willful.

LegalWills.ca is the most affordable, reliable and flexible service available online. It meets the needs of those with the most straightforward situations, but is flexible enough to help those with a little more complexity.

Willful.co speeds up the process of preparing your Will by limiting options. It only creates basic, simple Wills. Many features are still under development, so if speed is important to you, Willful may be worth paying the $60 extra (more than double the cost of LegalWills.ca).

This comparison is known to be accurate at the time of writing. Although every effort will be made to reflect any changes to any services over time, we cannot guarantee that this comparison will always be accurate if updates are made to any services.

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LegalWills.ca's three main advantages over Willful.co are:

Price: $39.95 CAD for a Will compared to Willful's $99

Flexibility: Ability to create any distribution plan within the service, including flexible support for children and blended families.

Longevity: Over 20 years experience vs. 3 years. Wills that are known to work, as hundreds have been through the probate process without an issue.

LegalWills.ca vs. Willful.co, head-to-head

Canadian Legal Wills Willful.co vs. LegalWills.ca
COMPANY PROFILE
Service offered since 2000 2017
Provinces and Territories supported All Only 7 Provinces
VALUE
Price for a Will $39.95 CAD $99.00 CAD
Price for a complete estate plan $89.85 CAD $149.00 CAD
Price for couples Wills $63.92 CAD $198.00 CAD
Price for couples estate plan $143.76 CAD $249.00 CAD
WILL FEATURES
Multiple alternate scenarios Yes No
Group beneficiaries Yes No
Staggered trust payouts for minor beneficiaries Yes No
Different trust setup for different minors Yes No
Wills for blended families Yes No
Lifetime interest trusts Yes No
Allow free-form descriptions for a distribution plan Yes No
Joint Executors Yes No
Multiple joint alternate Executors Yes No
Flexibility with a Mirror Will Yes No
Complementary Wills to cover U.S. or U.K. assets Yes No
Optional service to have Will reviewed by estate planning lawyer Yes No
Multiple formats for your final document Yes No
ADDITIONAL SERVICES TO SUPPORT ESTATE PLANNING
MyFuneral™ service to describe funeral wishes Yes No
Service to document inventory of assets for your Executor or Power of Attorney Yes No
Ability to upload files and documents to be accessed by family and loved ones Yes No
Ability to prepare messages to be distributed after your passing Yes No

START NOW! HAVE YOUR WILL IN YOUR HANDS IN 20 MINUTES. FREE TO TRY.


Willful.co vs. LegalWills.ca: Key Differences Explained

Multiple alternate scenarios

It is very common to have a simple distribution plan. For example, "leave everything to my brother". But what if your brother were to pre-decease you, or was involved in a common accident with you? It is important to have as much flexibility in the backup plan as you have in the first-choice plan.

You may want to leave everything to your brother, but if you are both involved in a common accident, you may want to leave $1,000 to the Humane Society, your car to your nephew and everything else divided between your children.

This is what the options for your alternate plan look like at LegalWills.ca:

LegalWills.ca Name Alternate Beneficiary

This is what the equivalent page looks like at Willful.co:

Alternate Beneficiary

There is a cool slider, but it limits your options to dividing the estate. You cannot create any specific bequests.

Depending on how you step through the service, you may only be given ONE option:

Alternate Beneficiary

The distribution plan for your estate should not be constrained by the tool that you are using.

Group beneficiaries

It is very common to want to leave an estate to a group of people, such as "my grandchildren", "my siblings", or "my book club".

At LegalWills.ca, this is not a problem. You can easily leave a bequest to be shared between members of a group:

LegalWills.ca Group Beneficiary

At Willful.co, a beneficiary can only be a named individual, or charity:

No Group Beneficiary

Willful.co does not support group beneficiaries.

Staggered trust payouts for minor beneficiaries

Both services support Trusts for minor beneficiaries. However, at LegalWills.ca you can distribute the trust over a number of payments. For example, you can have your minor beneficiary receive one third of their inheritance at age 21, one third at age 25 and the remainder at age 28. This is an extremely common strategy:

LegalWills.ca Trusts for Young Beneficiaries

At Willful.co, you are restricted to specifying a single age at which the minor must receive their full inheritance:

Trusts for Young Beneficiaries

Different trust set up for different minors

At LegalWills.ca, you create a trust plan for each minor beneficiary. For example, if you have two children with different levels of financial responsibility, or different financial needs, then you can create a completely different trust profile for each. You may want your daughter to receive their inheritance at age 23, but your son at age 27. If one child is older than the other, you may want your children to receive their inheritances at the same time, but not at the same age.

At LegalWills.ca, each trust is set up separately for each minor beneficiary.

Willful.co is built for speed. You have one option, one age, and this applies to every minor beneficiary.

Lifetime interest trusts

This feature is difficult to implement, but absolutely critical for blended family situations.

A "blended family" is one where your spouse or partner is not the biological parent of your children. A common preference for blended families is that "if I die, everything will go to my spouse, but when they die, it will all go to my children".

This common scenario is supported by LegalWills.ca, but not by any other service provider in Canada. All other service providers allow you to leave everything to your spouse, but they rely on trust that your spouse will then remember your children in the distribution plan in their Will (their estate will now include all of your assets).

It is extremely common for a spouse to move on with their life, perhaps even start a new relationship, or have close ties to a charity. Remember, your children are not their children, and it is very common for them to subsequently leave your children out of their plans.

Without a lifetime interest trust, your entire estate will pass to your spouse, and there is every chance that your own children will not see a single dollar of your estate.

Uniquely, LegalWills.ca allows you to create a lifetime interest trust that leaves everything to your children but allows your spouse or partner to use it for the duration of their lifetime. For example, they can continue to live in your house, but when they die, it will pass to your children.

LegalWills.ca support for blended families

Willful.co does not support lifetime interest trusts.

Allow free-form descriptions for a distribution plan

Online Will writing services guide you through the process of writing your Will. They try to make things easy by offering the most obvious options to you; things like: leave everything to your spouse, divide everything between your children, leave a specific bequest to a charity.

But what if you have an idea for what you want to do, that doesn't fit into these cookie-cutter options?

At LegalWills.ca, we always give you a "none of the above" option.

LegalWills.ca support for free-form descriptions

Willful.co does not allow customers to enter free-form descriptions for their distribution plan.

Joint Executors and Alternate Executors

It is very common to want to name one's children as joint Executors. Otherwise, you are forced to favour one child over another.

It is also common to want to name one's spouse as the first choice Executor with one's children to act jointly as an alternate choice.

This is difficult to implement in such a way that it is flexible, but also intuitive.

At LegalWills.ca, we have done this both for the first choice and also for the backup, alternate Executors:

LegalWills.ca Alternate Executors

Again, for the sake of expediency, Willful.co restrict your Executor to ONE person, and restrict your backup alternate Executor to ONE person:

Alternate Executors

Again, your Will should not be constrained by a limitation in the software that you are using.

Flexibility with a Mirror Will

At LegalWills.ca, we have balanced simplicity with flexibility.

We allow you to move data from one account to a second account so that you don't have to re-type information such as children's names and dates of birth, or Executor names.

Furthermore, you can choose exactly which data is moved over, and you are also free to edit the second Will however you wish after it has been created. It is not locked as a Mirrored Will:

LegalWills.ca Mirror Will

Again, Willful.co has opted for speed rather than flexibility and offer only the option to add an additional bequest. Everything else that goes into the second Will must be taken from the first Will, and there is no option for editing the second Will once this has been done.

Mirror Wills

This significantly constrains the structure of the second Will.

Complementary Wills for assets in other countries

Are all of your assets and property in Canada? Or do you also have property in the U.S., or in the U.K.?

If you do have assets in other countries, you cannot simply write a Will for each country. The first clause in every Will "revokes" (cancels) all previous Wills. This means that when you sign your U.S. Will, for example, then you would automatically cancel your Canadian Will.

To handle the assets that you own in a foreign country, either now or in the future, you will need a service like the Expat Will service at LegalWills.ca. It allows you to write multiple Wills to cover your assets in different countries. Each Will states specifically the scope of the assets that it is dealing with and, working together with your primary Will, these documents cover your entire estate.

LegalWills.ca is unique as the only online Will writing service provider to offer an Expat Will option.

Ability to change the final document

Most online Will writing services allow you to download the final document as a locked PDF file. You cannot make manual changes to the final document.

LegalWills.ca is unique in its formatting and delivery options:

LegalWills.ca Document Options

At LegalWills.ca, you can view your Will within the browser, you can download the Will as a PDF file, you can email the document to any email address, and you can even opt to have the document printed professionally and mailed out to you.

Also, we are the only company that allows you to download the final document as a fully editable Microsoft Word document. After all, it is your document, so you should be able to modify it yourself however you wish!


What do our customers say?

Real quotes from real LegalWills.ca customers

Steve Heathcote

Steve Heathcote

Very easy to use and excellent value for money compared with other online wills that I searched. Full explanations during the step by step process, and great personal customer service when needed.I like their recommendation to use a separate detailed addendum for Executors which can be kept private and easily amended anytime on your computer. They have a host of other services like their notification service, funeral wishes, etc. Very happy with this product.

Jan Kupecz

Jan Kupecz

Loved this product. So very easy to use and produced an excellent document that was pretty much what my lawyer 15 years ago produced and for a much, much higher fee. Well done Legal Wills.

Mike Markle

Mike Markle

Great experience. Quicker, easier and less expensive than a lawyer. The digital access is a nice touch as well with being able to appoint key holders in case something happens. So simple and easy to setup. Would have done this ages ago if I knew how quick and painless it could be. Had my sister set hers up the same day and she had no issues either.

Tom and Sherry Whiteway

Tom and Sherry Whiteway

Excellent product. Virtually foolproof step by step instructions. I have told friends and relatives that even if they have an existing lawyer prepared will and they want to make changes, Legal Wills is the way to go because it is so economical. Could not be happier. Thanks Legal Wills!

Fred Van Arragon

Fred Van Arragon

The process of completing my will was very straight forward, and the information provided to help me understand what to do and why to do it was very succinct and practical. It felt much like completing my online tax return. The wizard led me all the way and it was easy!

Emilie Wallace

Emilie Wallace

I was looking online about making a will and came upon this website. It's fast, user-friendly, easy, and efficient. I feel a lot better knowing I have a will in place as a parent and didn't have to pay so much to get it done. Thank you for this service, Legal Wills!


LegalWills.ca Reviews

Still not convinced? Read some honest independent reviews of LegalWills.ca

August 4, 2020

Is Estate Planning a Women's Issue?

"LegalWills.ca has been in business for 20 years and has a reputation for being a pioneer in online will services. Wills have to go through a probate process once you pass away, which can slow things down and make things difficult for the family if you're unprepared, but LegalWills has seen hundreds of their Wills make it through probate without any issue. If you're looking for a Canadian company that has extremely flexible software, joint Executor appointments and zero restrictions on estate distribution (like I was), this is a great choice for you and your family."

Read Full Review

July 15, 2020

LegalWills Canada Review

"LegalWills.ca has been simplifying the will-writing process for Canadians for about two decades. Compared to using the services of a lawyer or going with a free Canadian will template, they offer a solution that is cost-effective as well as safe and legally binding."

Read Full Review

July 8, 2020

LegalWills.ca Review

"It's when you get into the service, you realize how flexible it is. For example, allowing joint Executor appointments, and unrestricted distribution plans for your estate. So, your plans aren't constrained by limitations in the software, which is certainly the case for other online Will writing services."

Read Full Review

June 23, 2020

Legal Wills: Best Online Will in Canada

"I started a search for the best online Will platform in Canada. Legal Wills was the result of my search."

Read Full Review

June 14, 2020

Canadian Legal Wills Review: Canada's Best Online Will Kit

"An overall excellent value. Creating my will was quick and easy. It took me precisely 22 minutes – so 2 minutes more than the "20 minute" prediction. The instructions were quite clear, and the step-by-step process made it easy to create a will that was as basic or as complicated as one wants. I appreciated the per-item pricing which allows customers to decide if they want more of a "package deal" or just a simple basic will. (Unlike other online will kits which lock customers into a highly-priced package.)"

Read Full Review

In The News:

"LegalWills.ca is the most affordable and comprehensive online will service."

Toronto Star
Robb Engen, The Toronto Star, Smart Money & Life
Testimonials

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